Tulsa Financial Advisor – Financial Planning & Retirement Planning Pros 405-418-6266

Financial Advisor Tulsa

Are you looking for a financial advisor to help with your financial planning and retirement planning? If so, you’ve found the most perfect place. We are Oklahoma City Financial Planning Pros and we are smart financial advisors. First off, congrats on being brilliant enough to look for professional help in this critically important part of your life.

As you know, we only get this one chance in life and one chance to do this right. Life goes by much too fast. If we decide to go it alone and fall short of where we ought to be, it’s often challenging to make up for lost funds. The longer you delay, the more challenging it will be to catch up and obtain your portfolio goals. According to a recent Forbes survey, only 52% of individuals seek out the assistance of a financial advisor or financial planner. They also found that people who do seek professional help have more successful financial performance than those who do not. It’s wise to seek help from a good financial advisor.

Many people start with basic questions like: (1) How much money do I need to retire? (2) What’s the real difference between an IRA vs 401k? (3) How much will I need to retire? (4) Do I need alternative investments? (5) Do I need life insurance? The list of questions goes on and on. Finance and investing can be very complex and mind blowing sometimes.

We are known for providing simple, proven and very effective financial strategies to help investors reach your financial and retirement goals. After all, we realize if a solution it too complicated to understand, it will be too complicated to put in place and monitor and thus will not be acted upon in the first place. That’s why we keep things simple.

Financial Planning Tulsa

Our first goal in financial planning and helping you reach your financial goals is to first get a benchmark of where you are today financially. Are you on track to achieve your financial and retirement goals? Many people have no idea at all. As we understand, before you can get to where you wish to go, you first need to learn where you are at this time.

In our alignment with keeping things easy, we have created a series of our own, custom retirement calculators like; a retirement savings calculator, a retirement planning calculator and various retirement planning tools that are super easy to use, yet very effective. Our simple retirement calculators are completely free to use and they are online, so you can log in and use them at any time it is convenient with you and your schedule.

Lots of our clients use them very often running various “what it” calculations to see how small shifts in their financial planning can impact their end results. The first simple retirement calculator we suggest you use could not be any easier to use. You simply enter in your age, the age you want to retire, the amount you currently have saved for retirement now, how much you invest on an annual basis, your desired yearly income during your retirement years, the approximate rate of return you are currently getting on your retirement and the rate of return that you estimate you will achieve during your retirement years. That’s all there is. Then you just click the calculate button.

The results of your numbers pull up right away. It will tell you if you are on track to reach your retirement goals or not, and if not, it will tell you exactly how far off you are in funds, years and percentages. If you are not on goal, the retirement calculator will even show you the 4 main areas that you can change to insure you obtain your goals. Based on the findings you can go back and enter in some different combinations of numbers and keep going back and forth and discover if you can reasonably make edits to achieve your goals.

It’s really much fun to do. For most people it’s a real shocker. Discovering where you are right now and being honest about your current situation is half the battle.

Note: We work with many high net worth investors who love using our strategies to grow their accounts and protect themselves from rising tax rates, creditors, soaring fees and keeping their funds private and off the grid. However, most of our clients consider themselves to be pretty average.

If you are not on track to obtain your financial goals, please don’t be discouraged. Today 61% of Americans fear running out of money during retirement more than they fear death itself! Our objective and our job is to work with you and help you get your finances on track and help you create a lifetime, tax-free retirement income that will last as long as you last.

Tulsa Financial Planners

As financial planners, often our next step is to help protect you from spending more than you need to on taxes and also protect you from what we think will be, future tax rate increases. Did you know that the dollars most Americans spend on taxes is the single biggest financial expenditure of their life? Many people have no idea, yet it is true for most of us. The average American spends more on taxes than they do on their mortgage payments, car payments and college for their kids, etc.

That’s why it is so important for us to focus on this major expenditure and reduce your taxes as much as possible. We believe that our main financial plan that we happen to call The Barefoot Retirement Plan is the single most successful way to protect yourself and save on taxes that is legally allowed in this amazing country of ours. It really is that powerful. In a nutshell, this is how our program works.

You put in post taxed dollars to our plan. Yes, unlike your IRA and 401(k) (which are called qualified plans) where you contribute pre-taxed dollars, our plan requires you to pay the tax on the funds before you invest it. On the surface this may not look as good as your IRA or 401(k) but please trust us. We will clearly demonstrate how our plan will out perform these other plans, bar none!

You funds then grow tax differed within your account. If you need the funds for any reason at all like emergency, an unexpected expense, an unexpected opportunity or investment, university savings or anything at all, you can simply take your funds out at any time. We will show you exactly how you will be able to take out your money at any time with no penalties, no fees and no taxes.

Then, when you retire, 100% of your retirement funds that you pull out to live on are completely and totally free of taxes. This is so powerful. At the time this is being written, Bernie Sanders is running for President. He is advocating a 92% top Federal marginal tax rate. Wow! Plus last week the US debt just surpassed the 19 Trillion mark. (If you look at our National Debt Clock, it will amaze you.) It only took us 13 months to go from 18 trillion to 19 trillion. With the way things are going now, most experts believe that the future tax rates will have no choice but to rise significantly.

By setting up a Barefoot Retirement Plan you can totally protect yourself from needing to pay any taxes on the money you pull out. This one benefit alone can make or break most people’s retirement plans.

Retirement Planning Tulsa

The next action we take in successful retirement planning is to get you protected from losing money in the market. Second to taxes, stock market losses are the next big event that can ruin your retirement dreams and keep you working for much longer than you wanted to. Large numbers of investors lost upwards of 50% of their funds in the Dot Com crash of 2000. Then, just as most of them were just getting back to where they were before the last crash, we had the mortgage/housing market crash of 2007/2008 and many investors lost another 40% to 50% of their portfolios.

Millions of hard working Americans were just getting ready to begin retirement. When the crash happened and they lost almost half of everything they had spent a lifetime building up, it was devastating. That is why the team at Oklahoma City Financial Planning Pros works so hard every day. We strive to get our clients 100% protected from stock market losses and crashes, and yes, it really is possible.

With our unique plan you are totally guaranteed not to lose a single dime due to market downturns, losses or crashes. I cannot even begin to express to you how much peace of mind this brings to our clients. Imagine how much better you could sleep at night knowing that you were 100% guaranteed not to lose a cent in stock market declines. This one feature of The Barefoot Retirement Plan can make the difference between you having the retirement of your dreams or not.

When you get our plan set up, when the market goes up, you lock in your gains each year. When the market goes down, you lose nothing and all of your previous gains are locked in and protected from losses. Our plan is smart on steroids.

Wealth Management Tulsa

We also assist our clients with wealth management to insure they reach their investing and financial goals. One of the powerful benefits of our unique and patented flagship plan that we offer is that the plan gives you the option, if you choose to use it, to leverage your returns and actually earn 2 different returns, on the exact same funds, at the same time. Yes, we know the first time people hear this, it sounds too good to be true and may even question if it is legal. We guarantee you it is squeaky clean and as legal as legal gets.

Until recently plans like ours have primarily been used by wealthy families, politicians and mega corporations. Believe me, they do know the best ways to protect their wealth from taxes and losses. That’s why they use these plans so widely. Now these plans are more available to the average person and not just the rich.

Here is a high level look at how the leveraging option could work. Many clients choose the blended index plan that has a 0% floor and a 17% cap. So if the value of the indexes’ tracked goes up twenty percent in a given year, you earn 17% on your funds, and your gains are always locked in. Or, if the value of the indexes goes down twenty percent, you maintain your zero percent floor and experience no losses at all.

You then have the option to borrow the majority of the money from your account. (You have to do this correctly and we’ll show you how), and you can then invest those funds into ANYTHING in the planet that you wish. You don’t have to ask permission from anyone to do this. You are not limited to a list of investment options. You get to choose to put your money into anything you want or need to, no problem.

Let’s use an example. Say you have $100,000 in your Barefoot Retirement account. That $100,000 earns between zero percent to 17% each year. Then you decide to borrow $80,000 from the account and put it into a sweet real estate deal you found. Since you borrowed the funds from your account and did not take them out, your account value remains 100k and you continue to earn the zero percent to 17% on the entire $100,000 account value.

Additionally you earn whatever return you get on your $80,000 that you put into your real estate deal. So you are affectively earning two different returns on the same funds at the same time. This is a powerful strategy and can have a very positive impact on your total returns.

We could go on and on about all of the many benefits of this patented plan but we are limited in space here. The best way to get more information on this program is to give us a call. We’re happy to speak with you and answer any of your questions. More importantly we are happy to schedule a free 15 minute phone consultation with you to best determine if this might be a good fit for you and if so, we can run some numbers and show you exactly what a Barefoot Retirement Plan would look like for you.

I encourage you to take action now. You know how things pop up and our attention can be lost in a moment. This is far too important to leave to chance. Don’t hesitate. You have nothing to lose. Give us a call right now and at least take the first step towards what could be the best move of your life. We’re looking forward to talking with you.