Stuart Financial Advisor – Retirement & Financial Planning Pros 405-418-6266

Financial Advisor Stuart

Are you trying to find a financial advisor to help with your financial planning and retirement planning? If so, you’ve arrived at the perfect place. We are Oklahoma City Financial Planning Pros and we are excellent financial advisors. First of all, congrats on being wise enough to seek professional help in this critically important area of your life.

As you already know, we only get this one chance in life and one chance to make this right. Life goes by way too fast. If we try and go it alone and fall short of where we ought to be, it’s often challenging to make up for lost results. The longer you put this off, the more difficult it will be to come back and obtain your financial goals. According to a recent Forbes survey, just 52% of Americans seek out the help of a financial advisor or financial planner. The survey also discovered that pre-retirees who do seek out professional help have more profitable financial performance than individuals who do not. It’s smart to get help from a smart financial advisor.

Many people start with basic questions like: (1) How much money do I need to be able to retire? (2) How much money do you need to retire? (3) How much will I need to retire? (4) Do I need alternative investments? (5) Do I need life insurance? The list of questions goes on and on. Finances and investing can be very complex and mind blowing sometimes.

We pride ourselves on providing simple, proven and very effective financial strategies to help people reach your financial and retirement goals. After all, we know if a solution it too difficult to grasp, it will be too challenging to use and watch and thus will not be acted upon in the first place. That’s why we keep things simple.

Financial Planning Stuart

Our first step in financial planning and helping you succeed financially is to first get a benchmark of where you are today financially. Are you on track to exceed your financial and retirement goals? Scores of people have no idea in the world. As we know for sure, before you can get to where you need to go, you first need to discover where you are at this time.

In our alignment with keeping things simple, we have produced a series of our own, custom retirement calculators like; a retirement savings calculator, a retirement planning calculator and various retirement planning tools that are super easy to use, yet very effective. Our simple retirement calculators are totally free to use and they are online, so you can log on and use them at any time it is convenient with you and your schedule.

Many of our clients use these all the time running various “what it” concepts to see how little shifts in their financial planning can impact their net results. The first simple retirement calculator we suggest you start with could not be any easier to use. You simply key in your age, the age you would like to retire, the amount you currently have saved for retirement now, how much you contribute on an annual basis, your desired yearly income during your retirement years, the approximate rate of return you are currently realizing on your portfolio and the rate of return that you estimate you will achieve during your retirement years. It’s that easy. Next you simply click the calculate button.

The results of your numbers pull up instantly. It will tell you if you are on track to achieve your retirement goals or not, and if not, it will show you exactly how far away you are in funds, years and percentages. If you’re not on goal, the retirement calculator will even show you the four key areas that you can change to insure you reach your goals. Based on the findings you can go back and type in some different combinations of numbers and keep going back and forth and discover if you can reasonably make edits to obtain your financial goals.

It’s really very fun to do. For most people it’s a real eye-opener. Discovering where you are now and being honest about your current situation is half the battle.

Note: We work with quite a few high net worth clients who love using our plans to grow their portfolios and protect themselves from soaring tax rates, creditors, soaring fees and keeping their accounts private and off the Government grid. However, quite a few of our clients consider themselves to be pretty average.

If you are not on track to reach your investment goals, please don’t be discouraged. Today 61% of Americans fear running out of money during retirement more than they fear death itself! Our objective and our job is to work with you and help you get your finances on track and help you create a lifetime, tax-free retirement income that will last as long as you do.

Stuart Financial Planners

As financial planners, most often our next step is to help protect you from spending more than you should on taxes and also protect you from what we believe will be, future tax rate increases. Did you know that the amount most Americans spend on taxes is the single largest financial expenditure of their life time? Most people have no idea, yet it is true for most of us. The average American spends more on taxes than they do on any other expense.

That’s why it is so important to focus on this major expenditure and reduce your taxes as much as you can. We believe that our top financial program that we happen to call The Barefoot Retirement Plan is the single most effective way to protect yourself and save on taxes that’s legally allowed in this amazing country of ours. It really is that powerful. In a nutshell, this is how our plan works.

You invest post taxed dollars to our plan. Yes, unlike your IRA and 401(k) (which are called qualified plans) where you invest pre-taxed dollars, our plan requires you to pay the tax on the funds before you contribute it. On the surface this may not seem as good as your IRA or 401(k) but please stay tuned. We will clearly demonstrate how our plan will beat the pants off of these other plans, without a doubt!

You funds then grow tax differed within your account. If you need your funds for any reason at all like an illness, an unexpected expense, an unexpected opportunity or investment, university savings or anything at all, you can simply take your funds out at any time. We will show you how you will be able to take out your money at any time with no penalties, no fees and no taxes.

Then, when you retire, 100% of your retirement funds that you pull out to live on are completely and totally free of taxes. This is so powerful. At the time this is being written, Bernie Sanders is running for President. He is advocating a 92% top Federal marginal tax rate. Wow! Plus last week the US debt just surpassed the 19 Trillion mark. (If you look at our National Debt Clock, it will shock you.) It only took us 13 months to go from 18 trillion to 19 trillion. With the way things are going now, most experts believe that our future tax rates will have no option but to rise sharply.

By setting up a Barefoot Retirement Plan you can totally protect yourself from having to pay any taxes on the money you pull out. This one benefit alone can make or break most people’s retirement hopes and dreams.

Retirement Planning Stuart

The next step we take in successful retirement planning is to get you protected from losing money in the stock market. Next to taxes, stock market losses are the next big thing that can end your retirement dreams and keep you working for much longer than you planned to. Far too many investors lost upwards of 50% of their accounts in the Dot Com crash of 2000. Then, just as many of them were just getting back to where they were before the last crash, we had the mortgage/housing market crash of 2007/2008 and many investors lost another 40% to 50% of everything.

Millions of hard working Americans were just getting ready to retire. When the crash occurred and they lost about half of everything they had spent a lifetime building up, it was devastating. That is why our team at Oklahoma City Financial Planning Pros works so hard every day. We strive to get our clients 100% protected from stock market losses and crashes, and yes, it actually is possible.

With our unique plan you are completely guaranteed not to lose a single dollar due to market downturns, losses or crashes. I cannot even begin to tell you how much peace of mind this makes possible to our clients. Imagine how much easier you could sleep at night knowing that you were guaranteed not to lose a cent in market declines. This one feature by itself can make the difference between you having the retirement of your dreams or not.

When you get our plan set up, when the market goes up, you lock in your gains each year. When the market goes down, you lose nothing and all of your previous gains are locked in and protected from losses. Our unique plan is smart on steroids.

Wealth Management Stuart

We also assist our clients with wealth management to insure they reach their investment and financial goals. One of the amazing benefits of our unique and patented flagship program that we offer is that our program gives you the option, if you wish to use it, to leverage your returns and actually earn two different returns, on the same money, at the same time. Yes, we know the first time people hear this, it sounds too good to be true and may even question if it is legal. We promise you it is squeaky clean and as legal as legal gets.

Until recently plans like ours have mostly been used by wealthy families, politicians and huge corporations. Believe me, they certainly know the best ways to protect their funds from taxes and losses. That’s why they use these plans so widely. Now these plans are more available to the main stream and not just the rich.

Here is a high level look at how the leveraging option could work. Many clients choose the blended index plan that has a 0% floor and a 17% cap. So if the value of the indexes’ tracked goes up twenty percent in a given year, you earn 17% on your account, and your gains are always locked in. Or, if the value of the indexes goes down twenty percent, you maintain your zero percent floor and have no losses at all.

You then have the option to borrow the majority of the funds from your account. (You have to do this correctly and we’ll show you how), and you can then invest that money into ANYTHING in the planet that you wish. You don’t have to ask permission from anyone to do this. You are not limited to a list of investment options. You get to choose to put your money into anything you want or need to, no problem.

Let’s use an example. Say you have 100k in your Barefoot Retirement account. That $100,000 earns between zero percent to seventeen percent each year. Then you decide to borrow 80k from the account and put it into a sweet real estate deal you found. Since you borrowed the funds from your account and did not take them out, your account value remains 100k and you continue to earn the 0% to 17% on the entire $100,000 account value.

Additionally you earn whatever return you get on your 80k that you put into your real estate investment. So you are actually earning two different returns on the same money at the same time. This is a powerful strategy and can have a very positive impact on your total returns.

We could go on and on about all of the many benefits of this amazing plan but we are limited in space here. The best way to get more information on this program is to give us a call. We’re happy to speak with you and answer any of your questions. More importantly we are happy to schedule a free 15 minute phone consultation with you to best determine if this might be a good fit for you and if so, we can run some numbers and show you exactly what a Barefoot Retirement Plan would look like for you.

I encourage you to take action now. You know how things pop up and our attention can be lost in a moment. This is far too important to leave to chance. Don’t hesitate. You have nothing to lose. Give us a call right now and at least take the first step towards what could be the best move of your life. We’re looking forward to talking with you.