Ponca City Financial Planning & Retirement Planning – Financial Advisor 405-418-6266

Financial Advisor Ponca City

Are you looking for a financial advisor to assist with your financial planning and retirement planning? If that’s right, you’ve come to the perfect place. We are Oklahoma City Financial Planning Pros and we are top notch financial advisors. First of all, congrats on being wise enough to search for professional help in this very important part of your life.

As you already know, we only get this one chance at life and one chance to get this right. Life goes by much too fast. If we try and go it alone and come in short of where we need to be, it’s often difficult to make up for lost growth. The longer you hold off on this, the more difficult it will be to produce better returns and achieve your portfolio goals. According to a recent Forbes survey, just 52% of people ask for the help of a financial advisor or financial planner. The survey also found that investors who do seek professional help have stronger financial returns than investors who do not. It’s wise to get help from a good financial advisor.

Many people start with basic questions like: (1) How much savings do I need to retire? (2) What’s the real difference between an Individual Retirement Account and an 401k? (3) How much should I save for retirement? (4) What alternative investments can I invest in? (5) What can I do to insure I never lose money? The list of questions goes on and on. Money and investing can be very complex and mind blowing sometimes.

We focus on providing simple, proven and very effective financial strategies to help investors reach your financial and retirement goals. After all, we realize if a solution it too complicated to grasp, it will be too challenging to use and monitor and thus will not be acted upon in the first place. That’s why we know to keep things simple.

Financial Planning Ponca City

Our first goal in financial planning and helping you succeed financially is to first get a benchmark of where you are today financially. Are you on track to reach your financial and retirement goals? Most people have no idea at all. As we understand, before you can get to where you want to go, you first need to learn where you are at this time.

In our alignment with keeping things easy, we have produced a series of our own, custom retirement calculators like; a retirement savings calculator, a retirement planning calculator and various retirement planning tools that are simple and easy to use, yet very effective. Our simple retirement calculators are completely free to use and they are online, so you can go online and use them at any time it is convenient with you and your schedule.

Lots of our clients use these all the time running various “what it” concepts to see how minor changes in their financial planning can impact their end results. The first simple retirement calculator we suggest you start with could not be any simpler to use. You simply plug in your age, the age you would like to retire, the amount you currently have saved for retirement now, how much you invest on an annual basis, your desired annual income during your retirement years, the approximate rate of return you are currently earning on your investments and the rate of return that you hope you will achieve during your retirement years. It’s that simple. Now you simply click the calculate button.

The results of your numbers pull up instantly. It will show you if you are on track to reach your retirement goals or not, and if not, it will tell you exactly how far off you are in funds, years and percentages. If you are not on goal, it will even show you the 4 main areas that you can change to insure you obtain your goals. Based on the findings you can go back and type in some different combinations of amounts and keep going back and forth to see if you can reasonably make edits to achieve your financial goals.

It’s really quite fun to do. For most people it’s a real shocker. Knowing where you are now and being honest about your current situation is half the battle.

Note: We work with quite a few high net worth investors who love using our plans to grow their portfolios and protect themselves from soaring tax rates, creditors, soaring fees and keeping their investments private and off the Government radar. However, most of our clients consider themselves to be pretty average.

If you are not on track to achieve your financial goals, please don’t be discouraged. Today 61% of Americans fear running out of money during retirement more than they fear death itself! Our goal and our job is to work with you and help you get your finances on track and help you create a lifetime, tax-free retirement income that will last as long as you live.

Ponca City Financial Planners

As financial planners, most often our next step is to help protect you from spending more than you should on taxes and also protect you from what we believe will be, future tax rate increases. Did you know that the dollars most Americans spend on taxes is the single largest financial cost of their life time? Most people have no clue, yet it is true for most of us. The average American spends more on taxes than they do on on any other single expenditure.

That’s why it is most important to focus on this major cost and reduce your taxes as much as possible. We believe that our flagship financial program that we happen to call The Barefoot Retirement Plan is the single most powerful way to protect yourself and save on taxes that is legally allowed in this fantastic country of ours. It truly is that powerful. In a nutshell, this is how it works.

You contribute post taxed dollars to The Barefoot Retirement Plan. Yes, unlike an IRA and 401(k) (which are called qualified plans) where you contribute pre-taxed dollars, our program requires you to pay the tax on the funds before you invest it. On the surface this may not seem as good as your IRA or 401(k) but please keep reading. We will clearly show you how our plan will beat the pants off of these other plans, bar none!

You funds then grow tax differed within your account. If you need your funds for any reason at all like emergency, an unexpected expense, an unexpected opportunity or investment, college or anything at all, you can simply take your funds out at any time. We will show you exactly how you will be able to get your money at any time with zero penalties, no fees and no taxes.

Then, when you retire, ALL of your retirement funds that you pull out to live on are completely and totally free of taxes. This is so powerful. At the time this is being written, Bernie Sanders is running for President. He is proposing a 92% top Federal marginal tax rate. Wow! Plus last week the US debt just surpassed the 19 Trillion mark. (If you look at our National Debt Clock, it will amaze you.) It only took us 13 months to go from 18 trillion to 19 trillion. With the way things are going these days, most experts believe that the future tax rates will have no option but to rise sharply.

By setting up a Barefoot Retirement Plan you can completely protect yourself from needing to pay any taxes on the funds you pull out. This one benefit alone can make or break most people’s retirement hopes and dreams.

Retirement Planning Ponca City

The next action we take in successful retirement planning is to get you protected from losing money in the stock market. Next to taxes, market losses are the next big thing that can end your retirement dreams and keep you working for much longer than you needed to. Large numbers of investors lost upwards of 50% of their money in the Dot Com crash of 2000. Then, just as many of them were just getting back to where they were before the last crash, we had the mortgage/housing market crash of 2007/2008 and many investors lost another 40% to 50% of their portfolios.

Millions of hard working Americans were just getting ready to enter into retirement. When the crash occurred and they lost almost half of everything they had spent a lifetime building up, it was devastating. That is why our team at Oklahoma City Financial Planning Pros works so hard every day. We strive to get our clients 100% protected from stock market losses and crashes, and yes, it actually is possible.

With our patented plan you are 100% guaranteed not to lose a single dime due to market downturns, losses or crashes. I cannot even begin to express to you how much peace of mind this gives to our clients. Imagine how much easier you could sleep at night knowing that you were guaranteed not to lose a cent in stock market declines. This one feature by itself can make the difference between you having the retirement of your dreams or not.

When you get our plan set up, when the stock market goes up, we lock in your gains each year. When the market goes down, you lose nothing and your previous gains are locked in and protected from losses. Our unique plan is smart on steroids.

Wealth Management Ponca City

We also assist our clients with wealth management to insure they reach their investing and financial goals. One of the powerful benefits of our unique and patented flagship plan that we offer is that it gives you the option, if you choose to use it, to leverage your returns and actually earn 2 different returns, on the same funds, at the same time. Yes, we know the first time people hear this, it sounds too good to be true and may even question if it is legal. We promise you it is squeaky clean and as legal as legal gets.

Until recently plans like ours have mostly been used by wealthy families, politicians and huge corporations. Believe me, they know the best ways to protect their money from taxes and losses. That’s why they use these plans so widely. Now these plans are more available to the main stream and not just the rich.

Here is a high level look at how the leveraging option could work. Many of our clients choose our blended index option that has a zero percent floor and a 17% cap. So if the value of the indexes’ tracked goes up twenty percent in a given year, you earn seventeen percent on your funds, and your gains are always locked in. Or, if the value of the indexes goes down 20%, you maintain your zero percent floor and suffer no losses at all.

You then have the option to borrow the majority of the funds from your account. (You have to do this correctly and we’ll show you how), and you can then invest those funds into ANYTHING in the planet that you wish. You don’t have to seek permission from anyone to do this. You are not limited to a list of investment options. You can choose to put your funds into anything you want or need to, no problem.

Let’s use an example. Say you have 100k in your Barefoot Retirement account. That 100k earns between zero percent to 17% each year. Then you decide to borrow 80k from the account and put it into a sweet real estate deal you found. Since you borrowed the funds from your account and did not take them out, your account value remains $100,000 and you continue to earn the zero percent to 17% on the entire 100k account value.

Additionally you earn whatever return you get on your $80,000 that you put into your real estate deal. So you are actually earning 2 different returns on the same money at the same time. This is a powerful strategy and can have a very positive impact on your total returns.

We could go on and on about all of the many benefits of this powerful plan but we are limited in space here. The best way to get more information on this plan is to give us a call. We’re happy to speak with you and answer any of your questions. More importantly we are happy to schedule a free 15 minute phone consultation with you to best determine if this could be a good fit for you and if so, we can run some numbers and show you exactly what a Barefoot Retirement Plan could look like for you.

I encourage you to take action now. You know how things pop up and our attention can be lost in a moment. This is far too important to leave to chance. Don’t wait. You have nothing to lose. Give us a call right now and at least take the first step towards what could be the best move of your life. We’re looking forward to talking with you.