Oklahoma City Financial Planning & Retirement Planning – Financial Advisor 405-418-6266

Financial Advisor Oklahoma City

Are you looking for a financial advisor to assist with your financial planning and retirement planning? If that’s right, you’ve found the most perfect place. We are Oklahoma City Financial Planning Pros and we are experienced financial advisors. First off, congratulations on being smart enough to look for professional help in this very important part of your life.

As you already know, we only get this one chance at life and one chance to get this right. Life goes by far too fast. If we try and go it alone and fall short of where we need to be, it’s often challenging to make up for lost ground. The longer you delay, the harder it will be to come back and achieve your portfolio goals. According to a recent Forbes survey, just 52% of investors ask for the help of a financial advisor or financial planner. Forbes also discovered that investors who do look for professional help have more profitable financial gains than investors who do not. It’s wise to ask for help from a good financial advisor.

Lots of people start with basic questions like: (1) How much money do I need to be able to retire? (2) How much money do you need to retire? (3) How much should I save for retirement? (4) What about alternative investments? (5) 401k vs ROTH IRA, which is better? The list of questions goes on and on. Finances and investing can be very complex and mind boggling sometimes.

We pride ourselves on providing simple, proven and very effective financial strategies to help people reach your financial and retirement goals. After all, we know if a solution it too complicated to grasp, it will be too complicated to use and review and thus will not be acted upon in the first place. That’s why we keep things simple.

Financial Planning Oklahoma City

Our first goal in financial planning and helping you reach your financial goals is to first get a starting point of where you are today financially. Are you on track to exceed your financial and retirement goals? Scores of people have no idea what-so-ever. As we know for sure, before you can get to where you want to go, you first need to determine where you are right now.

In our alignment with keeping things simple, we have created a series of our own, custom retirement calculators like; a retirement savings calculator, a retirement planning calculator and various retirement planning tools that are quick and easy to use, yet very effective. Our simple retirement calculators are totally free to use and they are online, so you can go online and use them at any time it is convenient with you and your schedule.

Lots of our clients use them very often running various “what it” ideas to see how little shifts in their financial planning can impact their net results. The first simple retirement calculator we suggest you begin with could not be any simpler to use. You simply plug in your age, the age you would like to retire, the amount you currently have saved for retirement now, how much you add to on an annual basis, your desired yearly income during your retirement years, the approximate rate of return you are currently realizing on your portfolio and the rate of return that you think you will achieve during your retirement years. That’s all there is. Then you just click the calculate button.

The results of your inputs pull up instantly. It will clearly show you if you are on track to achieve your retirement goals or not, and if not, it will tell you exactly how far away you are in funds, years and percentages. If you’re not on goal, the calculator will even show you the 4 key areas that you can make changes to to make sure you obtain your goals. Based on those findings you can go back and type in some different combinations of amounts and keep going back and forth to see if you can reasonably make edits to reach your investment goals.

It’s really much fun to do. For most people it’s a real eye-opener. Discovering where you are right now and being honest about your current situation is half the battle.

Note: We work with quite a few high net worth people who love using our plans to grow their accounts and protect themselves from soaring tax rates, creditors, soaring fees and keeping their investments private and off the radar. However, most of our clients consider themselves to be mostly average.

If you are not on track to achieve your goals, please don’t be discouraged. Today 61% of Americans fear running out of money during retirement more than they fear death itself! Our goal and our job is to work with you and help you get your finances on track and help you create a lifetime, tax-free retirement income that will last as long as you live.

Oklahoma City Financial Planners

As financial planners, most often our next step is to help protect you from spending more than you need to on taxes and also protect you from what we think will be, future tax rate increases. Did you know that the amount most Americans spend on taxes is the single biggest financial cost of their life time? Many people have no idea, yet it is true for most of us. The average American spends more on taxes than they do on on any other expenditure

That’s why it is so important for us to focus on this major cost and reduce your taxes as much as possible. We believe that our best financial plan that we happen to call The Barefoot Retirement Plan is the single best way to protect yourself and save on taxes that is legally allowed in this great country of ours. It truly is that powerful. In a nutshell, this is how our program works.

You invest post taxed dollars to the program. Yes, unlike an IRA and 401(k) (which are called qualified plans) where you invest pre-taxed dollars, our plan requires you to pay the tax on the funds before you put them in. On the surface this may not appear as good as your IRA or 401(k) but please trust us. We will clearly show you how our plan will out perform these other plans, without a doubt!

You funds then grow tax differed within your account. If you need the funds for any reason at all like an illness, an unexpected expense, an unexpected opportunity or investment, college or anything at all, you can simply take your money out at any time. We will show you exactly how you will be able to access your funds at any time with no penalties, no fees and no taxes.

Then, when you retire, 100% of your retirement funds that you pull out to live on are completely and totally free of taxes. This is such a big thing. At the time this is being written, Bernie Sanders is running for President. He is wanting a 92% top Federal marginal tax rate. Yikes! Plus last week the US debt just surpassed the 19 Trillion mark. (If you look at our National Debt Clock, it will amaze you.) It only took us 13 months to go from 18 trillion to 19 trillion. With the way things are going now, most experts believe that our future tax rates will have no option but to rise significantly.

By setting up a Barefoot Retirement Plan you can totally protect yourself from having to pay any taxes on the funds you pull out. This one benefit alone can make or break most people’s retirement plans.

Retirement Planning Oklahoma City

The next task we take in our retirement planning is to get you protected from losing money in the stock market. Next to taxes, market losses are the next big issue that can ruin your retirement dreams and keep you working for much longer than you hoped to. Large numbers of investors lost upwards of 50% of their accounts in the Dot Com crash of 2000. Then, just as many of them were just getting back to where they were before the last crash, we had the next market crash of 2007/2008 and many investors lost another 40% to 50% of their money.

Millions of hard working Americans were just getting ready to begin retirement. When the crash triggered and they lost just about half of everything they had spent a lifetime creating, it was devastating. That is why our team at Oklahoma City Financial Planning Pros works so hard every day. We want to get our clients 100% protected from stock market losses and crashes, and yes, it truly is possible.

With our unique plan you are 100% guaranteed not to lose a single dollar due to market downturns, losses or crashes. I cannot even begin to express to you how much peace of mind this makes possible to our clients. Imagine how much better you could sleep at night knowing that you were completely guaranteed not to lose a dollar in market declines. This one feature of our plan can make the difference between you having the retirement of your dreams or being devastated.

When you get our plan set up, when the stock market goes up, we lock in your gains each year. When the market goes down, you lose nothing and all of your previous gains are locked in and protected from losses. This plan is smart on steroids.

Wealth Management Oklahoma City

We also assist our clients with wealth management to insure they reach their investment and financial goals. One of the powerful benefits of our unique and patented flagship program that we offer is that it gives you the option, if you choose to use it, to leverage your returns and actually earn two different returns, on the exact same money, at the same time. Yes, we know the first time most people hear this, it sounds too good to be true and may even question if it is legal. We guarantee you this is squeaky clean and as legal as legal gets.

Until recently plans like ours have mainly been used by wealthy families, politicians and mega corporations. Believe me, they know the best ways to protect their funds from taxes and losses. That’s why they use these plans so widely. Now these plans are more available to the average person and not just the wealthy.

Here is a high level look at how the leveraging option could work. Many clients choose our blended index option that has a 0% floor and a seventeen percent cap. So if the value of the indexes’ tracked goes up 20% in a given year, you earn seventeen percent on your account, and your gains are always locked in. Or, if the value of the indexes goes down twenty percent, you maintain your 0% floor and have no losses at all.

You then have the option to borrow the majority of the funds from your account. (You have to do this correctly and we’ll show you how), and you can then invest those funds into ANYTHING under the sun that you wish. You don’t have to ask permission from anyone to do this. You are not limited to a list of investment options. You get to choose to put your money into anything you want or need to, no problem.

Let’s use an example. Say you have $100,000 in your Barefoot Retirement account. That 100k earns between 0% to 17% each year. Then you decide to borrow 80k from the account and put it into a profitable real estate deal you found. Since you borrowed the funds from your account and did not take them out, your account value remains 100k and you continue to earn the 0% to seventeen percent on the entire 100k account value.

Additionally you earn whatever return you get on your $80,000 that you put into your real estate deal. So you are affectively earning 2 different returns on the same funds at the same time. This is a powerful strategy and can have a very positive impact on your total returns.

We could go on and on about all of the many benefits of this powerful plan but we are limited in space here. The best way to get more information on this plan is to give us a call. We’re happy to speak with you and answer any of your questions. More importantly we are happy to schedule a free 15 minute phone consultation with you to best determine if this might be a good fit for you and if so, we can run some numbers and show you exactly what a Barefoot Retirement Plan would look like for you.

I encourage you to take action now. You know how things pop up and our attention can be lost in a moment. This is far too important to leave to chance. Don’t wait. You have nothing to lose. Give us a call right now and at least take the first step towards what could be the best move of your life. We’re looking forward to talking with you.