Okemah Financial Planning & Retirement Planning – Financial Advisor 405-418-6266

Financial Advisor Okemah

Are you seeking a financial advisor to assist with your financial planning and retirement planning? If that’s right, you’ve found the right place. We are Oklahoma City Financial Planning Pros and we are smart financial advisors. First of all, congrats on being brilliant enough to seek professional help in this really important area of your life.

As you already know, we only get one chance at life and one chance to do this right. Life goes by far too fast. If we attempt to go it alone and come in short of where we should be, it’s often hard to make up for lost results. The longer you delay, the more challenging it will be to come back and obtain your portfolio goals. According to a recent Forbes survey, just 52% of pre-retirees look to get the help of a financial advisor or financial planner. Forbes also discovered that individuals who do use professional help have more successful financial gains than individuals who do not. It’s wise to obtain help from a experienced financial advisor.

Lots of people start with basic questions like: (1) How much money do I need to retire? (2) What’s the real difference between a IRA and 401k? (3) How much will I need to retire? (4) What’s the story on alternative investments? (5) Do I need life insurance? The list of questions goes on and on. Money and investing can be very complex and mind blowing sometimes.

We focus on providing simple, proven and very effective financial strategies to help people reach your financial and retirement goals. After all, we know if a solution it too complex to understand, it will be too challenging to set up and monitor and thus will not be acted upon in the first place. That’s why we know to keep things simple.

Financial Planning Okemah

Our first step in financial planning and helping you succeed financially is to first get a baseline of where you are today financially. Are you on track to reach your financial and retirement goals? Scores of people have no idea in the world. As we know for sure, before you can get to where you need to go, you first need to discover where you are right now.

In our alignment with keeping things easy, we have produced a series of our own, custom retirement calculators like; a retirement savings calculator, a retirement planning calculator and various retirement planning tools that are simple and easy to use, yet very effective. Our simple retirement calculators are completely free to use and they are online, so you can access and use them at any time it is convenient with you and your schedule.

Lots of our clients use them very often running various “what it” scenarios to see how little changes in their financial planning can impact their net results. The first simple retirement calculator we suggest you start with could not be any easier to use. You simply enter in your age, the age you desire to retire, the amount you currently have saved for retirement now, how much you contribute on an annual basis, your desired yearly income during your retirement years, the approximate rate of return you are currently earning on your portfolio and the rate of return that you estimate you will achieve during your retirement years. That’s all there is. Now you just click the calculate button.

The results of your inputs pull up right away. It will clearly show you if you are on track to reach your retirement goals or not, and if not, it will tell you exactly how far off you are in funds, years and percentages. If you’re not on track, it will even show you the 4 key areas that you can change to be sure you obtain your goals. Based on your findings you can go back and type in some different combinations of amounts and keep going back and forth and find out if you can reasonably make edits to reach your goals.

It’s really quite fun to do. For most people it’s a real eye-opener. Finding out where you are now and being honest about your current situation is half the battle.

Note: We work with many high net worth people who love using our plans to grow their portfolios and protect themselves from soaring tax rates, creditors, soaring fees and keeping their funds private and off the Government radar. However, most of our clients consider themselves to be mostly average.

If you are not on track to achieve your financial goals, please don’t be discouraged. Today 61% of Americans fear running out of money during retirement more than they fear death itself! Our goal and our job is to work with you and help you get your finances on track and help you create a lifetime, tax-free retirement income that will last as long as you last.

Okemah Financial Planners

As financial planners, most often our next step is to help protect you from spending more than you need to on taxes and also protect you from what we believe will be, future tax rate increases. Did you know that the dollars most Americans spend on taxes is the single biggest financial cost of their life? Many people have no idea, yet it is true for most of us. The average American spends more on taxes than they do on any other expense.

That’s why it is so important for us to focus on this major cost and reduce your taxes as much as you can. We believe that our primary financial plan that we happen to call The Barefoot Retirement Plan is the single most successful way to protect yourself and save on taxes that’s legally allowed in this fantastic country of ours. It truly is that powerful. In a nutshell, this is how our plan works.

You invest post taxed dollars to The Barefoot Retirement Plan. Yes, unlike an IRA and 401(k) (which are called qualified plans) where you contribute pre-taxed dollars, our plan requires you to pay the tax on the funds before you put them in. On the surface this may not seem as good as your IRA or 401(k) but please keep an open mind. We will clearly show you how our plan will significantly out perform these other plans, bar none!

You funds then grow tax differed within your account. If you need the funds for any reason at all like sickness, an unexpected expense, an unexpected opportunity or investment, college savings or anything at all, you can simply take your money out at any time. We will show you exactly how you will be able to access your funds at any time you wish with zero penalties, no fees and no taxes.

Then, when you retire, ALL of your retirement funds that you pull out to live on are completely and totally free of taxes. This is such a big thing. At the time this is being written, Bernie Sanders is running for President. He is suggesting a 92% top Federal marginal tax rate. Wow! Plus last week the US debt just surpassed the 19 Trillion mark. (If you look at our National Debt Clock, it will shock you.) It only took us 13 months to go from 18 trillion to 19 trillion. With the way things are going now, most experts believe that the future tax rates will have no choice but to rise sharply.

By setting up a Barefoot Retirement Plan you can 100% protect yourself from needing to pay any taxes on the money you pull out. This one benefit alone can make or break most people’s retirement plans.

Retirement Planning Okemah

The next task we take in successful retirement planning is to get you protected from losing money in the market. Second to taxes, market losses are the next big issue that can ruin your retirement dreams and keep you working for much longer than you wanted to. Large numbers of investors lost upwards of 50% of their money in the Dot Com crash of 2000. Then, just as many of them were just getting back to where they were before the last crash, we had the next market crash of 2007/2008 and many investors lost another 40% to 50% of their money.

Millions of hard working Americans were just getting ready to begin retirement. When the crash occurred and they lost about half of everything they had spent a lifetime building up, it was devastating. That is why the team at Oklahoma City Financial Planning Pros works so hard every day. We strive to get our clients 100% protected from stock market losses and crashes, and yes, it truly is possible.

With our one-of-a-kind plan you are totally guaranteed not to lose a single dime due to market downturns, losses or crashes. I cannot even begin to express to you how much peace of mind this gives to our clients. Imagine how much nicer you could sleep at night knowing that you were 100% guaranteed not to lose a cent in market declines. This one feature of the plan can make the difference between you having the retirement of your dreams or being wiped out.

When you get our plan set up, when the market goes up, you lock in your gains each year. When the market goes down, you lose nothing and your previous gains are locked in and protected from losses. Our plan is smart on steroids.

Wealth Management Okemah

We also assist our clients with wealth management to insure they reach their investing and financial goals. One of the powerful benefits of our unique and patented flagship plan that we offer is that our plan gives you the option, if you choose to use it, to leverage your returns and actually earn two different returns, on the exact same money, at the same time. Yes, we know the first time most people hear this, it sounds too good to be true and may even question if it is legal. We assure you it is squeaky clean and as legal as legal gets.

Until recently plans like ours have mainly been used by wealthy families, politicians and mega corporations. Believe me, they certainly know the best ways to protect their funds from taxes and losses. That’s why they use these plans so widely. Now these plans are more available to the average investor and not just the wealthy.

Here is a high level look at how the leveraging option could work. Many of our clients choose our blended index account that has a 0% floor and a 17% cap. So if the value of the indexes’ tracked goes up 20% in a given year, you earn seventeen percent on your account, and your gains are always locked in. Or, if the value of the indexes goes down twenty percent, you maintain your zero percent floor and have no losses at all.

You then have the option to borrow the majority of the money from your account. (You have to do this correctly and we’ll show you how), and you can then invest that money into ANYTHING under the sun that you wish. You don’t have to ask permission from anyone to do this. You are not limited to a list of investment options. You can choose to put your funds into anything you want or need to, no problem.

Let’s use an example. Say you have $100,000 in your Barefoot Retirement account. That 100k earns between zero percent to 17% each year. Then you decide to borrow 80k from the account and put it into a profitable real estate deal you found. Since you borrowed the funds from your account and did not take them out, your account value remains $100,000 and you continue to earn the 0% to 17% on the entire $100,000 account value.

Additionally you earn whatever return you get on your 80k that you put into your real estate deal. So you are actually earning two different returns on the same money at the same time. This is a powerful strategy and can have a very positive impact on your total returns.

We could go on and on about all of the many benefits of this amazing plan but we are limited in space here. The best way to get more information on this plan is to give us a call. We’re happy to talk with you and answer any of your questions. More importantly we are happy to schedule a free 15 minute phone consultation with you to best determine if this might be a good fit for you and if so, we can run some numbers and show you exactly what a Barefoot Retirement Plan would look like for you.

I encourage you to take action now. You know how things pop up and our attention can be lost in a moment. This is far too important to leave to chance. Don’t put this off. You have nothing to lose. Give us a call right now and at least take the first step towards what could be the best move of your life. We’re looking forward to talking with you.